재무장관 Jim Chalmers는 평범한 호주인이 오늘 밤 예산에서 생계비 감면의 혜택을 볼 것이라고 말했습니다.

Stewart Perrie

·수석 기자

2025년 3월 25일 화요일 오후 8시 34분 AEDT에 업데이트됨·6분 소요

재무장관 Jim Chalmers가 생계비 예산을 발표했습니다. (AAPIMAGE)

생계비 문제를 해결하는 것이 재무장관 Jim Chalmers의 네 번째 연방 예산의 핵심이었습니다. 호주인들이 기다리던 미스터리한 감미료는 모든 호주인을 위한 놀라운 세금 감면으로 밝혀졌습니다.

우리는 무슨 일이 일어날지 많이 알고 있었습니다. 의사의 진료비를 줄이기 위한 Medicare의 큰 지원부터 에너지 비용을 삭감하기 위한 또 다른 환급금, 그리고 국가의 학자금 대출을 줄이는 것까지 말입니다.

하지만 18만 달러 미만의 소득을 올리는 근로자의 임금 인상을 돕기 위한 비경쟁 조항에 대한 새로운 금지와 같은 발표는 신선했습니다.

“이 예산은 불확실성의 새로운 세상에서 새로운 세대의 번영을 위한 우리의 계획입니다.” 찰머스는 의회에서 말했습니다.

All the cost-of-living relief in the 2025 federal budget as millions of Aussies cash in

Treasurer Jim Chalmers said everyday Australians will benefit from cost-of-living relief in tonight’s budget.

Stewart Perrie

·Senior Journalist

Updated Tue 25 March 2025 at 8:34 pm AEDT·6-min read

Treasurer Jim Chalmers addresses the Queensland Media Club ahead of the 2025/26 Federal Budget, Brisbane, Tuesday, March 18, 2025. (AAP Image/Jono Searle) NO ARCHIVING — Treasurer Jim Chalmers has delivered a cost-of-living budget. (AAPIMAGE)

Tackling the cost of living was at the heart of Treasurer Jim Chalmers fourth federal budget. The mystery sweetner Australians were waiting on has been revealed as a surprise tax cut for all Australians.

We knew a lot about what was coming — from a major boost to Medicare to reduce out-of-pocket expenses at the doctor, to another rebate to slash energy bills and cutting the nation’s collective student debt.

But announcements like a new ban on non-compete clauses to help workers earning under $180,000 get a wage boost were fresh.

“This budget is our plan for a new generation of prosperity in a new world of uncertainty,” Chalmers told Parliament House.

“It’s a plan to help finish the fight against inflation, rebuild living standards and maximise our national advantages into the future.”

Chalmers claimed the budget struck the right balance between responsible fiscal management and giving Aussie battlers some much-needed support.

Here’s a rundown of all the cost-of-living relief, and a breakdown of the winners and losers.

What cost-of-living relief is in the 2025 budget?

Tax cut for all Australians

New tax cuts will be delivered for all Australians over two years.

The average worker earning $79,000 will get a tax cut of $268 in 2026 and $536 in 2027.

That’s about $10 in extra savings a week, with the tax breaks set to cost the budget $17.1 billion over the forward estimates.

From July 1, 2026, the 16 per cent tax rate, which applies to taxable income between $18,201 and $45,000, will be reduced to 15 per cent.

From 1 July 2027, this tax rate will be reduced further to 14 per cent.

Combined with the revised Stage 3 tax cuts introduced last year, the changes will give the average worker an extra $2,548 a year or about $50 a week.

Find out more here.

Energy bills slashed

Labor has continued the energy rebate handout from last year, however this time it’s half as much.

In the 2024 Budget, every single household was given $75 every quarter, totalling $300 for the year, to help them with their electricity bills.

However, this year’s budget will only deliver $150 to cover 2025.

It will still be in $75 instalments, however, there will only be two this time around. The first will land in accounts after July 1.

Find out more here.

Are you affected by the 2025 Budget and want to tell your story? Email stew.perrie@yahooinc.com

Helping more Aussies secure a home

The Help to Buy scheme, which assists Aussies getting into the property market, will have its income cap expanded.

The scheme allows Aussies to co-buy a home with the government, which can shave as much as 40 per cent off the property price.

The maximum income an applicant can have will go up from $90,000 to $100,000 for singles, and $120,000 to $160,000 for couples and single parents.

The property price cap will also be expanded.

For example, in Sydney, you can’t purchase a home more expensive than $950,000 under the current rules, however that will increase to $1.3 million.

Find out more here.

Pension boost

Roughly 900,000 pensioners will have their deeming rates frozen for another year.

Deeming rates impact means testing for Centrelink payments like the pension, which can be cut depending on financial assets like shares, superannuation and bank account balances.

They were originally frozen at 2.25 per cent in 2022 to help with the cost of living.

The government has estimated that a 1 percentage point increase in deeming rates saves about $1.8 billion over the four-year forward estimates, or about $450 million a year.

Find out more here.

Retirees with Australian money — Hundreds of thousands of pensioners will enjoy deeming rates being frozen for the next year. *(Source: Getty)*

Healthcare relief

The two major prongs to the government’s healthcare promises involve slashing out-of pocket expenses for GP visits and cutting the cost of medicines listed on the Pharmaceutical Benefits Scheme (PBS).

There is a $8.5 billion plan to make nine out of every 10 GP visits free by the end of the decade in February.

The package will include adults in the current bulk-billing incentive system that benefits pensioners, healthcare card holders, children, and those in rural Australia.

Labor wants to decrease the maximum amount patients would pay for most medicines on the Pharmaceutical Benefits Scheme (PBS) from $31.60 to $25.

An individual could save up to $235 a year under the revised pricing.

Both health policies have been backed by the opposition.

Find out about both measures here.

Cheaper childcare

Labor committed to spend $427 million over five years to subsidise three days a week of child care for families who have a combined income of less than $530,000 per year.

The party plans to introduce the policy on January 1 next year.

The government also promised to follow a recommendation from the Productivity Commission to dump the activity test to make it easier for low-income parents to access cheaper child care.

You find out more here.

Student debt slashed

Student loan debt will be slashed by 20 per cent for about three million Australians on June 1 under a Labor plan announced in November.

The $16 billion plan to offer one-off discounts to all holding HECS-HELP debt comes after a retroactive move to reduce the blow of indexation, which cut the average debt by about $1,200.

Find out more here.

$10,000 for apprentice tradies

Labor will set aside close to $630 million in its Key Apprentice Program to keep tradies-in-training ticking through their apprenticeships.

Under the proposal, eligible tradies will be given $10,000 during their training.

They will receive it in $2,000 chunks at six, 12, 24 and 36-month intervals.

They’ll also get a final $2,000 upon completion of the program.

The measure would kick in on July 1.

Find out more here.

Beer tax held

The twice-annual indexation of the alcohol excise would be paused for draught beer until 2027 after August’s tax increase.

This is expected to cost taxpayers about $200 million in forgone tax revenue.

Albanese called the measure a “win for beer drinkers, brewers and hospitality businesses”.

Find out more here.

Losers in the 2025 Federal Budget

Centrelink recipients

One of the biggest losers this year are those on Centrelink.

There have been calls to increase certain social security payments like Youth Allowance, JobSeeker, and Commonwealth Rent Assistance.

However, the government has denied those pleas and hasn’t included any extra measures to help those who are struggling particularly hard.

This means Centrelink recipients will only get a cash boost a few times a year when their payments are indexed against inflation.

Small Businesses

Many small businesses were hoping there would be an extension of the $20,000 instant asset write-off initiative, however, there was nothing announced in this sector.

Lowest income earners

There was nothing given to the lowest income earners in the country who bring in less than $18,200 per year.

Because they don’t have any tax on their wages, the income taxes announced won’t affect them.

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호주일보(OzNews)

수백만 명의 호주인이 현금화하면서 2025년 연방 예산의 모든 생계비 감면

All the cost-of-living relief in the 2025 federal budget as millions of Aussies cash in

Treasurer Jim Chalmers said everyday Australians will benefit from cost-of-living relief in tonight’s budget.